Procedures For Women 

Gender Modification
Sexual Reassignment Surgery

Gender modification is also know as a sex change or gender reassignment. Sex reassignment surgery is a procedure that changes genital organs from one gender to another.

There are two main reasons to alter the genital organs from one sex to another.

Newborns with intersex deformities must early on be assigned to one sex or the other. These deformities represent intermediate stages between the primordial female genitals and the change into male genitals caused by male hormone stimulation. Newborns with ambiguous organs will almost always be assigned to the female gender unless the penis is at least an inch long. Whatever their chromosomes, they are much more likely to be socially well adjusted as females, even if they cannot have children.

Female to male surgery has achieved lesser success due to the difficulty of creating a functioning penis from the much smaller clitoral tissue available in the female genitals. Penis construction is not attempted less than a year after the preliminary surgery to remove the female organs.

You may already have a surgeon or you might be looking at financing options first; either way, can help you understand your options.


Some cost include pre-surgery night and five nights recuperation in hosptial, doctor's fee and clinical interview/surgery consultation.


Social support from one's family is important for readjustment as a member of the opposite gender. If surgical candidates are socially or emotionally unstable before the operation, over the age of 30, or have an unsuitable body build for the new gender, they tend not to fare well after gender reassignment surgery. However, in no case studied did the gender reassignment procedure diminish their ability to work.

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At a Glance

Avg. Costs:  

$50,000 +


3 to 4 hours


General Anesthesia

In/Out Patient:  

In Patient


3 to 5 weeks


All loans are made by Cross River Bank, a New Jersey State Chartered Bank. Member FDIC.

Loan amounts range from $1,000 to $35,000. No loans are offered in Connecticut, New York and Vermont. An origination fee of 5% is included in the principal loan amount. The Annual Percentage Rate (APR) is the cost of credit as a yearly rate. The APR offered to you will depend on such factors as your credit score, application information, loan amount, loan term, and credit history.

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